Credit rollover for yearly subscribers

I feel that as a yearly subscriber there should be a little more perk ie not losing one’s credits at the end of the month. They should roll over to the next month.
People have lives that interfere with writing sometimes and they don’t alway get to sit and do what they love. It’s kind of a punishment to not only be losing the time, but the credits as well. *flushing toilet in background $$$

Just a thought. I’m sure there are similar posts.